Key SWIFT/BIC codes used for BPI‑related international transfers:
If you’re unsure:
Confirm with the recipient and consult official BPI help resources to verify the correct code for your transfer type.
• BPFFPHM1XXX — BPI Family Savings Bank (service‑specific).
BPI SWIFT Code (BOPIPHMMXXX)BOPIPHMM MeaningA SWIFT/BIC is 8 to 11 characters. It identifies the bank, the country (PH), the location, and optionally a branch code.
BPI Family SWIFT (BPFFPHM1XX…SWIFT 8 vs 11 Characters• BOPIPHMMXXX — Bank of the Philippine Islands (general / main).
Frequently asked questions:
When to use it:
What is BPI’s SWIFT code? The commonly used SWIFT/BIC for Bank of the Philippine Islands (BPI) is BOPIPHMM or BOPIPHMMXXX for international transfers.
Use SWIFT/BIC when sending money internationally so the payment routes to the correct institution quickly and accurately.
Is the 8‑character code enough? Often yes. The 8‑character SWIFT identifies bank, country, and location; the extra 3 characters specify a branch when required.
Before you send:
Why do I see different BPI codes? Some services or subsidiaries can use different SWIFT/BIC codes such as BPI Direct (BPDIPHM1XXX) or BPI Family Savings Bank (BPFFPHM1XXX).
Verify the recipient’s account name, account number, and the exact code required by your sending bank or platform.
What if my transfer is delayed? Recheck beneficiary name, account number, and SWIFT/BIC with the recipient and your sending bank. Incorrect codes can cause delays or returns.